How To Use Samsung Pay Online

Contents

Samsung Pay: In-App Purchases, Online Transactions, & Money Transfer

Samsung Pay is a convenient method to link your bank accounts to your Samsung smartphone, and it is free. When making purchases in person, you may use your credit card, debit card, or even your PayPalaccount to pay for them. Furthermore, you may use it to make online payments for items, bills, and services. Samsung Pay is accepted practically everywhere that accepts card swipes or taps as forms of payment, including grocery stores. It takes only a few seconds to make an in-store purchase: simply swipe up to start the app and hover your iPhone over the card reader terminal to complete the transaction.

What Stores Accept Samsung Pay, According to the Samsung Pay Guide (2021) Two-minute tutorial on how to quickly set up Samsung Pay on your Galaxy Watch.

How to use Samsung Pay?

Samsung Pay is a very user-friendly payment system. All you have to do is download and install the app. Register your credit card, debit card, bank account, or PayPalaccount when it has been successfully installed. As soon as you’re ready to make a payment, use the SamsungPay app on your phone. Select your desired payment method by tapping Pay. PIN or IRIS should be selected, and then the needed security information entered. Once you’ve finished, place the back of your phone towards the contactless reader to finalize your transaction.

How to use Samsung Pay Online?

The Samsung Pay technology and the system itself have not supported direct online payment transactions since June of this year. This means that you will be unable to use Samsung Pay to pay for products in your Amazon shopping basket or to pay bills online. For online transactions made using Visa Checkout, on the other hand, you may utilize Samsung Pay to make the payment. Unfortunately, both Samsung and VISA have discontinued support for using Samsung Pay to pay for online transactions using Visa Checkout, effective immediately.

Is there a way to pay online with Samsung Pay?

As previously stated, Samsung Pay does not yet enable any forms of online direct payment at this time. If you prefer another option, you may use Samsung Pay to purchase gift cards, and then use the gift cards to pay for your purchases. For example, you may purchase an eBay gift card using theSamsung Payapp’sGift Store using your mobile device. Even better, you may add an infinite number of gift cards to your Samsung Pay account, making the experience even more convenient. You may even use a real gift card that you have previously purchased to reload it.

Is Samsung Pay and Android Paythe same?

Both yes and no. Samsung Pay, like Google Pay, is a digital wireless platform that may be used to pay for products, services, and a variety of other things. Samsung Pay, on the other hand, cannot be used on other Android devices, as opposed to Google Pay, and it is only available on Samsung handsets that are supported.

Additionally, the primary distinction between Samsung Pay and GooglePay is the features, merchants supported, country of origin, and availability of each service.

Can Samsung Pay work without an internet connection?

When making physical purchases in-store, you do not need to have a data connection to complete the transaction. Furthermore, even if you do not have access to the internet, most credit cards will allow you to make up to ten transactions (varies from bank to bank).

What store accepts Samsung Pay?

Samsung Pay is accepted at all businesses and merchants who accept payments using a wireless payment terminal, including online retailers. Contactless mobile payments are made possible via the use of terminals such as Magnetic Secure Transmission (MST) and Near Field Communication (NFC). The terminals used for credit card payments are quite similar to those used for debit card payments. Check out this page for a comprehensive list of merchants who accept Samsung Pay.

How to send money with Samsung Pay?

In order to send money with Samsung Pay, you must first load money into your virtual prepaid account, which must be linked to your Galaxy S9 or S9+ account. Once you’ve completed the process, you may virtually transfer the funds to relatives or friends who also have a Samsung Pay account. Alternatively, it is also feasible to transfer money using PayPal in lieu of sending cash.

How to pay in-app purchases with Samsung Pay?

There are just seven applications that accept in-app purchases with Samsung Pay as of this writing, and they are Samsung Cloud, Fancy, Galaxy Apps, Raise, Speedpass+, Shop Samsung, and Theme Store, to name a few. If you want to purchase an in-app item, you can do so through this app and pay using Samsung Pay. Recommended readings include: How to easily enable and disable Samsung Pay in a matter of seconds Swipe to the right Step-by-step instructions on how to use Samsung Pay 4 of the Most Valuable Samsung Pay Reward Programs Samsung Pay is a sort of digital platform financing that is somewhat hit-or-miss in terms of success.

  1. For example, you can do more with Google Pay, and it’s preferable to do transactions through the bank’s mobile application.
  2. Any questions, comments, or ideas regarding the Samsung Pay application are welcome.
  3. Jagdish is an Android troubleshooter who enjoys chatting about technology and debating the influence of technology on humans.
  4. When he isn’t writing or talking about technology and marketing, you can find Jag slamming cricket balls or shooting baskets on a basketball court near him.

How to Use Samsung Pay

Gone are the days when you had to tuck your phone and wallet into your back pocket or backpack to keep them safe. Mobile payment options are becoming increasingly popular as a handy alternative to credit cards and cash. You may pay for internet transactions using a mobile wallet, or you can pay for in-store purchases with the built-in chip in your phone. Samsung Pay is the company’s own mobile wallet, which can be found on many of the company’s latest smartphones.

This software includes useful capabilities for managing your money and making purchases both online and in-store, making it a great choice for busy people. Starting is simple, and before you know it, you’ll be wondering how you ever managed to buy without this application.

What is Samsung Pay?

Samsung Pay is an Android application that is designed to interact with select Samsung smartphones, allowing them to interface with credit card terminals. Are you out shopping for a new outfit or stopping for a cup of coffee at your favorite cafe? If so, You may leave your credit or debit card at home and instead use the Samsung Payapp to make purchases. Your smartphone may utilize NFC technology to pay with a single touch at any terminal that accepts wireless payment, but that is not what distinguishes it from other mobile payment devices.

Samsung, on the other hand, takes things to the next level by including MST (magnetic secure transfer) technology incorporated into their smartphones.

In order to fool older terminals into believing that you physically swiped your card, MST sends out a signal that looks like the black stripe on the back of your credit card.

How do I set up Samsung Pay?

To begin, determine whether or not you own a Samsung smartphone that is compatible. All Galaxy smartphones, including the S6 and Note devices, as well as a few of Galaxy A devices, have the technology built in since the S6. Many Samsung wearables also include Samsung Pay, which allows you to make rapid payments using your wrist without the need for a smartphone. Once you’ve established that your Samsung smartphone is compatible with Samsung Pay, you may proceed with the following steps:

  1. To begin, launch the Samsung Pay application on your mobile. As soon as the program is launched on your device, hit the Get Startedbutton. You will then be presented with the option of setting up the app via iris or fingerprint scanning, or by entering a PIN alone. When you choose PIN alone, you’ll be requested to enter a four-digit PIN that will be used to safeguard your information in the future – type it again to ensure it’s correct
  2. To access the menu, click on theMenubutton in the top-left corner of the screen. Then, in the popup window, pick the option to “Add Credit/Debit Card.” Follow the on-screen prompts to scan your card, finish the setup, and agree to any terms and restrictions that may be displayed. You may also manually enter your card information. If you choose to make Samsung Pay your preferred mobile payment provider, you will be prompted to do so through the app. To proceed, select Set as Default from the drop-down menu. If you already have a default payment app set up — for example, Google Pay — the app will ask you if you want to replace it
  3. If you say no, the app will close.

However, it is crucial to remember that not all banks are currently compatible with Samsung Pay. However, the majority of credit card issuers, such as American Express, Visa, and MasterCard, are featured in the list. Despite the fact that the Samsung Pay software is pre-installed on Galaxy devices by default, you may quickly reinstall it if it has been accidentally deleted.

How do I add Samsung Pay to my smartwatch?

If you have a Galaxy Wearable device that is compatible with Samsung Pay, you may use it to make safe payments on the move. It is critical to remember, however, that wearable gadgets only accept NFC technology. Given that MST is not enabled on Samsung Galaxy Wearable devices, you will need to utilize a payment terminal that accepts contactless transactions. To set up Samsung Pay, follow these steps:

  1. To begin, launch the Galaxy Wearable application. Then, on the Home tab, select Samsung Pay. If you want to add credit or debit cards, you may do so by tapping thePlus(+) button in the upper-right corner, just like you would on your smartphone.

Samsung Pay is much easier to set up on some of the latest Galaxy watches, as follows:

  1. To begin, press and hold the Back(top) button for a couple of seconds until the process is complete. If this is your first time using Samsung Pay, it may take a few seconds for the service to begin. To begin configuring things, click on theArrow. On your phone, press OK to launch Samsung Pay, then tap Start to begin using the service. It is possible that you may be required to sign into your Samsung account. On your watch, tap the three dots to the right of the time, then hit+ Add Card to add your card. It is possible to set up a lock screen for your watch by tappingTurn On, which we recommend doing if you haven’t previously done so. Enter a four-digit PIN on your wristwatch and input it again to ensure it is correct. You may now begin adding your payment cards to your account.

You’ll be able to pay for transactions using your Galaxy Wearable after Samsung Pay has been fully configured, and you’ll also be able to view any previous purchases that may have been done using the service. Note that the watch and smartphone will only display transactions that have taken place on their own hardware – they will not display transactions that have taken place on other devices.

How do I pay with Samsung Pay?

Galaxy SmartphoneAre you ready to pay for your purchases? When asked to pick the card you wish to use, you will be directed to place the back of your Samsung smartphone against the card terminal. After validating your identification, you will then be directed to proceed. We recommend that you secure your smartphone with a fingerprint, which may then be used to make payments within the Samsung Pay app. This will allow you to make payments quickly and efficiently. Galaxy Wearable is a wearable computer.

Then pick the credit or debit card you wish to use and press the Paybutton. The transaction will be completed by tapping the wearable to the terminal in the same way you would if you were paying with your smartphone.

Is Samsung Pay safe to use?

You may be wondering whether it’s safe to use Samsung Pay on a regular basis now that you’ve learned how to set it up for the first time. The good news is that the answer is yes. First and foremost, your Samsung smartphone does not keep any of your personal or financial information. Second, your secure PIN or biometric data such as a fingerprint or iris scan on your Samsung smartphone or wearable protects the information on your device safe, even if the incorrect person gets a hold of your gadget.

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Everything you need to know about Samsung Pay

CNET photo by Lexy Savvides Payments made using your phone at places where you would typically use a physical credit or debit card are made simple with Samsung Pay. To make a contactless payment, all you have to do is touch your phone or watch on the reader. Samsung Pay has one important feature that competitors such as Apple Pay and Google Pay do not have. Said to be MST, or magnetic secure transmission, Samsung Pay may be used practically anyplace you pay for products – including older terminals that haven’t been upgraded to accept contactless payments.

Continue reading to learn everything there is to know about Samsung Pay.

Samsung Pay is available in 29 countries worldwide

Let’s take a deep breath and count down from one to ten: the United States; the United Kingdom; Australia; Belarus; Brazil; Canada; China; France; Germany; Hong Kong; India; Indonesia; Italy; Kazakhstan; Kuwait; Malaysia; Mexico; Puerto Rico; Russia; Singapore; South Africa; South Korea; Spain; Sweden; Switzerland; Taiwan; Thailand; UAE; and Vietnam. Currently playing: Keep an eye out for this: Samsung Pay’s most useful feature on the Galaxy has been removed. 6:41

Which phone, bank, card and carrier do I need?

Samsung Pay is compatible with Galaxy smartphones, ranging from the most recentGalaxy S21 Ultraall the way back to theGalaxy Note 5($670 at Amazon), which was released in 2015. Several smartwatches, including the Galaxy Watch 3, Samsung Gear S2 ($794 at Amazon) (which can only be used for transactions on NFC terminals), Gear S3, and Gear Sport, are equipped with NFC technology.

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Get professional advice on how to use your phone, computer, smart home devices, and other devices. Tuesdays and Thursdays are the days for delivery. Samsung Pay is supported by all major carriers in the United States, including AT T, Cricket, MetroPCS, Sprint, T-Mobile, Verizon, and US Cellular. You will also require a credit card such as a Visa, MasterCard, Discover, or American Express. See the chart below for a complete list of the banks and credit cards that are accepted.

Users of Samsung Pay may also apply for a debit card called Samsung Money, which is offered in collaboration with personal finance provider SoFi. More information may be found at: Samsung Pay used to be one of my favorite apps. But now I’ve changed my mind and haven’t looked back.

Where can I use Samsung Pay?

With regard to point-of-sale systems, Samsung says that their system will operate with practically all of them, including NFC, magnetic stripe, and EMV (Europay, MasterCard, Visa) terminals for chip-based cards. Most readers that need you to physically enter your card into a slot, such as those seen at gas stations or on ATMs, will not function with this kind of authentication. When I used Samsung Pay in several establishments across San Francisco, I discovered that it was accepted practically everywhere I went.

It is possible that you will be required to sign a receipt for the transaction.

If you use Samsung Pay within specific Samsung applications, you may make purchases without having to enter any payment details or credit card information.

How do I set up Samsung Pay?

If you haven’t previously done so, sign in to your Samsung account after installing the Samsung Pay app on your phone. If you don’t already have a PIN, fingerprint, or iris scan set up, the app will urge you to do so before continuing. By scanning a credit, debit, gift, or membership card using the camera, you may now add it to your account. You’ll also have the option of linking your PayPal account to your account. Check to see that the card numbers, names, and expiration dates on the scanned cards are all in the proper format.

A total of ten cards can be linked to Samsung Pay at any given time.

How does Samsung Pay work?

Samsung Pay operates on the basis of two technologies that allow it to be used virtually everywhere. The first is near-field communication (NFC), which allows users to touch their phones to pay at contactless terminals. It is also possible to use magnetic secure transmission (MST) for older terminals that would ordinarily need you to swipe a card. The phone generates a magnetic signal to replicate the magnetic strip seen on the back of a credit or debit card when it is placed against one of these scanners, and this signal is detected by the reader.

In the United States, future Galaxy phones produced after the Galaxy S21 will no longer support Mountain Standard Time (MST).

Even while future Galaxy smartphones will no longer have magnetic stripe technology (MST), consumers who have previously purchased and are still using compatible Galaxy devices will be able to continue to use Samsung Pay, which will include MST “CNET was provided with a statement from Samsung.

Those who own phones that were introduced in 2020 or before, such as the S20 FE, Note 20 Ultra, or Z Fold 2, will continue to be able to use MST in Samsung Pay. Samsung Pay is compatible with earlier Galaxy phones, such as the Note 5. CNET photo by Lexy Savvides

How do I make a payment with Samsung Pay?

Swipe up from the little Samsung Pay bar on the lock screen to access the Samsung Pay app. Select the card you wish to use for payment, then verify your identity by placing your finger on the fingerprint scanner, using the iris scanner, or entering your PIN. Tap the back of the phone against the payment terminal to complete the transaction. A transaction notice will appear at the top of the screen after a transaction is completed. CNET photo by Lexy Savvides You may still be required to enter the PIN for your debit card on the terminal if you are using Samsung Pay with a debit card.

It’s also mentioned in the Samsung Pay app, which is convenient.

How does Samsung Pay differ from Apple Pay or Google Pay?

The primary distinction is that Samsung Pay is accepted practically wherever credit or debit cards are accepted, rather than simply at merchants who have tap-to-pay NFC terminals (as long as you own a Galaxy phone released before 2021 in the US). Samsung Pay also provides a cash back function, incentives such as bonus Samsung account points and coupons with a number of partner stores, and it is available in a variety of languages. Users of Chase Pay will be able to link their existing digital wallet to Samsung Pay.

In addition, Samsung Pay allows you to make payments to other people.

Although Samsung will no longer award consumers Samsung Rewards points for every purchase as of January 2021, transactions conducted on Samsung.com, the Galaxy Store, and other Samsung purchases will continue to earn points until that date.

Samsung Pay vs. Apple Pay vs. Google Pay

Samsung Pay Apple Pay Google Pay
Compatible devices Samsung Galaxy phones since the Galaxy Note 5, Gear Watch and Gear Watch Active, Gear S2 and S3 Apple iPhones since the SE, Apple Watch, MacBook Pro with TouchID, iPads since 5th generation, iPad Pro and iPad Mini Android phones with NFC and HCE support running KitKat (4.4) or higher
Availability (see note below) 29 countries worldwide 60 countries worldwide 40 countries worldwide
Authentication Fingerprint, PIN or iris FaceID or fingerprint Fingerprint, PIN, pattern or password
Where can you use? Works with NFC, magnetic stripe or EMV terminals, in-app purchases Works with NFC terminals, in-app purchases and web purchases in Safari Works with NFC terminals and in-app purchases
Cards Credit, debit, loyalty and gift cards Credit, debit and loyalty cards Credit, debit, loyalty and gift cards
Which banks? Wide variety of banks:full list here; PayPal Wide variety of banks:full list here Wide variety of banks:full list here; PayPal

Is Samsung Pay secure?

Transactions are processed via tokenization, which means that Samsung Pay does not keep account or credit card numbers associated with cards on the device itself. When an individual purchases something, the phone sends two pieces of information to the payment terminal: one is a 16-digit token that represents the credit or debit card number, and the other is a one-time code or cryptogram generated by the phone’s encryption key, which is used to verify the transaction.

What if I lose my phone or my plastic card?

Payments cannot be processed from your phone unless you have approved it using your fingerprint, PIN, or iris scan. Registering with Samsung’s Find My Mobileservice gives you the ability to remotely wipe any information saved on your phone, including any cards stored in Samsung Pay, if you so choose. If you lose your actual credit or debit card and have contacted your bank to cancel it, you will not be able to use it within Samsung Pay for a period of time after you have notified your bank.

However, if your bank provides a new card, the app should produce a new account number for you immediately as well. Additionally, when you receive a new card, such as when your card’s expiration date is approaching, your digital card information will be immediately updated.

Can I use Samsung Pay even without a data connection?

While it is possible to make payments without using Wi-Fi or cellular data, the number of payments you may make is limited to ten. You will also require an active internet connection in order to add a card and to view your transaction history on the website.

What about when I travel overseas?

For consumers in the United States, if your card can be used internationally, it is probable that it will also function with Samsung Pay when traveling. The catch is that if you attempt to add a card while traveling outside of the United States, you may be required to contact your financial institution.

Does Samsung Pay also work for returns?

Yes. It is possible that you may be required to hold your phone against the payment terminal in the same manner as when you made the payment in order to complete the return. Additionally, you may be prompted to verify that the payment information on the receipt matches the last four digits of your virtual card number, which can be found in the Samsung Pay app, before proceeding.

How to use Samsung Pay FAQs

Users of certain Samsung Galaxy smartphones have the option of using Samsung Pay to make purchases practically wherever they can swipe or touch their Chase credit, debit, and/or Chase Liquid ®cards, according to the company.

How does Samsung Pay Work?

The Near Field Communication (NFC) technology included in some Samsung Galaxy devices allows the device to securely transfer the tokenized form of the credit card / debit card payment credentials to a merchant terminal. As an alternative to near-field communication (NFC), Samsung Pay enables a new patented technology called Magnetic Secured Transmission (MST), which transfers the same secure tokenized credit card / debit card payment credentials as NFC. More information about NFC and MST may be found in the sections below.

How do I get Samsung Pay on my Device?

With the release of an app update, Samsung Pay is now accessible for the Galaxy Note8, S8, S7, S7 edge, S6, S6 active, S6 edge+, S6 edge, Note5, Gear S2 (with NFC only), and Gear S3 smartphones. The availability of services will differ depending on the mobile network operator. Customers will be able to access the app when they have installed the operating system update. A pre-installed version of Samsung Pay will be available on forthcoming Samsung Iconic handsets. Unsupported devices will not be able to access the app’s download page.

How do I add my Chase cards to Samsung Pay?

  1. Then choose the Samsung Pay icon and sign in with your Samsung account details. In the event that you do not already have a Samsung account, you can register for one. To begin the process of adding your card to Samsung Pay, once you have logged in, select ADD CARD from the Samsung Pay app’s menu. Samsung Pay will read the card number if you place the card in the center of the on-screen interface. Alternatively, you may manually input the card number. Please double-check or input any extra information such as the cardholder’s name, expiration date, and CVV code (if applicable). Accept the Terms and Conditions for adding a card to a digital wallet by tapping Accept Terms and Conditions on the screen. I AGREE WITH EVERYTHING
  2. While getting a One-Time Passcode, you may be asked to choose a delivery mode, such as SMS, EMAIL, or CALL IN
  3. If so, pick the appropriate option. You will receive an email with the One-Time Passcode mailed to the address you choose. Enter the code you received and press the SUBMIT button.

When you’re finished, your card will be ready to use in Samsung Pay.

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How do I pay using Samsung Pay?

  1. Once your qualifying Chase card has been registered with Samsung Pay, you may access Favorite Cards by sliding up from the bottom of your screen
  2. The card that has been added or used the most recently will be displayed on the screen. To go between your registered payment cards, swipe left or right on the screen. When you have the chosen card selected, press the Homebutton with your finger on the screen. To make use of your Samsung PayPIN, press and hold the PIN button. Afterwards, enter your four-digit PIN number.

When you are ready to make a payment, Samsung Pay will notify you that you have done so.

For NFC Payments

  1. Placing the phone in front of the NFC scanner on the payment terminal is recommended. Make sure that the camera is aligned with the NFC logo. The two gadgets should be nearly touching one other.

For MST Payments

  1. Keep the phone as near to the terminal as possible. Align the camera so that it is pointing towards the magnetic stripe card reader. The two gadgets should be nearly touching one other.

Using Samsung Pay on the Gear S3

  1. To launch Samsung Pay on your Gear S3, just press and hold the back key for a few seconds. You may choose a card by rotating the bezel. To pay at any NFC or MST terminal, simply tap the device.

Fill out the payment terminal form if necessary to complete the transaction. In some cases, such as if you are paying with a debit card, you will still be needed to submit your Personal Identification Number (PIN). You may be prompted by certain merchants/terminals to confirm that the total costs are right, while others will need you to sign a receipt.

Is there a fee associated with using a Chase card with Samsung Pay?

There are no fees associated with using Samsung Pay from Chase; however, you must have an active data plan to do so. Additional message and data costs may apply depending on your cellular plan and the services provided by your mobile carrier.

Purchases will be subject to the terms and conditions of your credit card agreement, your debit card Deposit Account Agreement, or your Chase Liquid agreement. In order to link your Chase credit, debit, and/or Chase Liquid cards to Samsung Pay, there are no fees charged by Chase.

Can I use Samsung Pay outside of the United States?

As long as you’re purchasing at a participating merchant, Samsung Pay will function even if you’re not in the United States. Amounts charged for extra message data and international transaction fees may vary depending on your cellular plan and the offerings of your mobile provider.

Can a Samsung Pay token be used for recurring charges, subscriptions or bills (Netflix, Amazon Prime, etc)?

This service is not available at the present time.

What is Near Field Communication (NFC) Technology?

A short-range wireless technology known as Near Field Communication (NFC) allows two devices to transmit payment information quickly and efficiently while they are in close proximity to one another. Samsung Pay transmits payment information from your phone to a contactless payment terminal using near field communication (NFC) or magnetic secure transmission (MST).

What is Magnetic Secured Transmission (MST) Technology?

By securely transmitting payment information straight to the magnetic strip card reader without having to touch it, Magnetic Secure Transmission (MST) simulates the experience of swiping a real card at the payment terminal. Samsung Pay transmits payment information from your phone to a contactless payment terminal using near field communication (NFC) or magnetic secure transmission (MST).

Samsung Pay – Apps on Google Play

It’s more than just a wallet. All of your credit, debit, gift, and membership cards may be added to your devices with Samsung Pay. Samsung Pay has formed partnerships with the American Express®, Discover®, MasterCard®, and Visa® payment card networks, as well as leading U.S. financial institutions. Earn more points for the same purchases you make on a daily basis. With Samsung Rewards, you can earn points for every purchase you make. Profit from your purchases and use of Samsung applications to accrue points that can be redeemed for Samsung devices and other merchandise.

Your credit card information is stored in an encrypted manner in a separate and secure data storage facility.

It may be used to make purchases in shops, on the web, and in connected merchant applications.

Only certain credit cards and partner banks, as well as qualified Samsung smartphones, are compatible.

More information may be found at: Payments are presently supported on the following Samsung devices: Galaxy S21 5G, S21+ 5G, S21 Ultra 5G, Note20, Note20 Ultra, S20, S20+, S20 Ultra, Note10+, Note10 5G, S10, S10+, S10e, S10 5G, Note9, S9+, Note8, S8+, Z Flip 5G, Z Fold2 5G, Fold, Z Flip, A50, A71 5G, A51, A You can get a comprehensive list of the devices that are supported at Registration is needed.

It is necessary to comply with the terms and conditions.

Samsung Pay

  • Understanding and utilizing the SDK: a general introduction
  • The Samsung Pay SDK is an application framework that allows developers to integrate specific Samsung Pay capabilities into Android-based partner apps that run on Samsung mobile devices. This application supports the following operations: Payment via in-app purchase. Customers will be able to pay for items and services with Samsung Pay when using the app. SeeUse Case: Online Payments
  • Push Provisioning for further information. This feature allows clients to add a bank card to Samsung Pay directly from the issuer app by supplying the necessary card information. Use Case: Push Provisioning
  • Open Favorite Cards (for more information). The Samsung Pay payment page for a specific card from the issuer app is displayed. Users may pick a card that is already registered in Samsung Pay to make in-store (offline) payments from this screen. Consider the following scenario: open favorite cards
  • The overall architecture, which depicts the interactions between the Samsung Pay SDK and a partner app, is represented in Figure 1
  • Figure 1: Samsung Pay SDK architecture (at a high level)
  • Figure 2: Samsung Pay SDK architecture (at a low level)
  • A high-level view of the situation shows that partner applications may easily use the Samsung Pay SDK to accomplish the actions mentioned push provisioning and opening Favorite Cards for issuers
  • Online payments for retailers with Samsung Pay. The following are the key components: Partner app: a merchant- or issuer-developed app for making online/offline payments and provisioning payment cards through Samsung Pay
  • Samsung Pay SDK: an SDK integrated into the partner app for direct communication with Samsung Pay
  • Samsung Pay SDK integration: an SDK integrated into the partner app for direct communication with Samsung Pay
  • Samsung Pay SDK integration: an SDK integrated into the partner app for Samsung Pay app: The Samsung Pay SDK connects with the Samsung Pay app, which is also known as the Samsung Pay app. It is made up of payment gateways, acquirers, card associations, and issuers who engage in transaction processing under the terms of a merchant’s agreement
  • It is also known as financial network.
  • Payments Made Online
  • The most prevalent In-App (online) payment use case may be summarized as follows:
  1. Samsung Pay is made available to users through the merchant app
  2. However, this is not required. A transaction with Samsung Pay is initiated when a user selects the Samsung Pay option in a merchant app, which contacts the APIs contained in the Samsung Pay SDK to begin a transaction with Samsung Pay app. With the help of the Samsung Pay app, you may receive the tokenized payment information you need to complete the transaction. The merchant app sends this payment information to the selected Payment Gateway (PG), either directly or indirectly through the merchant’s web server, or indirectly through the Samsung-PG Interface server, for standard transaction processing.
  • Push Provisioning is an example of a use case. The push provisioning use case, which is the process of adding payment cards to Samsung Pay through the card issuer app, often takes the following form:
  1. The user logs into the issuer application. The Issuer app checks to see if the Samsung Pay app has been installed and is ready to be used on the device. For cards that have not yet been registered or enrolled with the Samsung Pay app, the issuer app displays the Add button when it is in the ready state. If the option to add a card is selected, the issuer app makes a call to the API in order to provide the appropriate payload data to Samsung Pay. Samsung Pay continues to operate in the background while the card is provided.
  • 1.3 Use Case: Select Favorite Cards from the list
  • The following is the format for Open Favorite Cards use cases that are implemented by an issuer app that makes use of the Samsung Pay SDK:
  1. The user logs into the issuer application. The Issuer app checks to see if the Samsung Pay app has been installed and is ready to be used on the device. If the issuer app is in ready status, the Pay button for cards that are presently registered or enrolled with the Samsung Pay app is shown. The issuer app will use the API to request that Favorite Cards be opened with the specified card details if the user chooses to pay using their credit card. The Samsung Pay app launches into its Favorite Cards page, which displays the card that has been selected for use in-store.
  • 1.4 Including the Samsung Pay SDK in your application
  • And The typical procedure for integrating the Samsung Pay SDK with your app is comprised of the following steps:
  1. By going here, you can register for the Samsung Pay Developers site. SIGN UP and register your Samsung Account (or create one if you don’t already have one), then LOG IN to your account. 2. Follow the on-screen instructions for integrating your app and establishing a new service to obtain theSERVICE IDyou’ll need to reference in your project code, as well as adebug-api-key (seeUnderstanding the Debug API key and API levelbelow
  2. ) and an API level.
  • Please keep in mind that the Service ID replaces the Product ID in SDK v1.4.
  1. Download the Samsung Pay SDK from the Samsung Developer Center. Using Android Studio, add the Samsung Pay SDK (samsungpay.jar) to your Android project’s resources. Create the API calls and callbacks for your partner app that will be necessary for Samsung Pay integration
  2. And It is necessary to submit a release version of your software to the Samsung Pay Developers portal for approval. Once Samsung has approved your partner app, you may publish it to the Google Play store and Samsung Galaxy Apps.

Apple Pay, Google Pay and Samsung Pay: How They Work With Credit Cards

Mobile wallets are becoming increasingly popular as more individuals choose to use contactless payment methods rather than lugging around a bunch of cards or wads of cash with them all of the time. In reality, several of the world’s most prestigious credit card companies provide incentives to customers who use mobile payments. Furthermore, as more retailers adopt cardless payment methods, major digital wallets such as Apple Pay, Google Pay, and Samsung Pay can provide you with a more streamlined and secure purchasing experience than traditional credit card payments.

How the major mobile wallet services function, as well as how to utilize your credit cards with them, are detailed below.

In this article

Apple Pay enables customers to conduct contactless payments in a variety of settings, including retail, online, in applications, and more. The mobile wallet, which allows you to pay with credit, debit, prepaid, and some loyalty cards, is widely accepted throughout the United States of America. In spite of the fact that you may add many credit cards to a single device, you must choose a default card to be used, which you can alter at any time.

How to use Apple Pay

Apple Pay can only be used on Apple devices, and no other devices are supported. Here’s what you need to do to get started:

  • To begin, open the wallet application on your Apple iPhone. Click on the “+” icon located at the upper right corner of the app screen
  • To enter your payment method, press the corresponding button (credit or debit card). You have two options for entering the number into the wallet app: manually or by scanning a photo of your card. Keep in mind that some financial institutions may want you to authenticate your card before you can begin using it.

Expert recommendation: Apple cardholders may receive 2 percent cash back on any purchases made with Apple Pay. Using the real card to make a purchase results in a 1 percent cash back reward, which is lower than the industry norm of 1.5 percent. You can identify a store that takes Apple Pay by looking for the Apple Pay logo on the merchant’s point-of-sale system. When you’re checking out, log into your iPhone using your passcode, Touch ID, or Face ID to complete the transaction. Then, simply place your phone close to the payment terminal to confirm your transaction.

  • If you have an Apple Watch, you may pay with it by double-clicking the side button and then holding it near the payment scanner until it is recognized.
  • Apple Pay isn’t only for purchasing at the register; you can also use it to send and receive money by selecting the Apple Cash option from the Apple Pay menu.
  • Your Apple device’s messaging app allows you to send and receive money as well as request money.
  • When you receive money using Apple Cash, the funds are automatically sent to your Apple Cash card in the wallet app.
  • Using Apple Cash to send or receive money, you are subject to the following payment limitations: If you have an individual account, you can deposit up to $10,000 in a seven-day period.
  • Apple Cash Family allows you to set up Apple Cash accounts for members of your family and share their use of Apple Cash with them.
  • The same credit card rewards will be earned when you use your card with Apple Pay as when you use your card without Apple Pay, as long as your card is set as the default and used when making a transaction.
  • The Google Pay mobile wallet service is widely accepted in a variety of settings, including restaurants, grocery stores, gas stations, online merchants, and other similar establishments.

You will be able to access Google Pay to send money from an iPhone or iPad running iOS 7 or above, but only with an Android smartphone will you be able to make contactless payments and pay online or in-app, and only with an Android device (that uses Lollipop 5.0 or higher).

How to use Google Pay

To make advantage of Google Pay, simply follow these instructions:

  • Install the Google Pay application on your smartphone
  • Obtain access to your Google account. Fill out the form with your debit or credit card details. Users will be prompted to provide their card number, expiration date, CVV, and billing address, all of which will be confirmed by the issuing bank before being processed. However, you must pick a default card that may be changed at any moment. You can add many cards to your account, but you must choose one default card. NFC (or near field communication) may be enabled by going to the settings menu on your phone, putting “NFC” in the search box, then tapping to activate. If you cannot locate NFC, your phone will not be able to accept Google Pay. When making a physical transaction, unlock your phone and touch it on the card reader to complete the purchase. Paying using a smartwatch is also possible
  • Simply place the watch near a card reader until you hear or feel a vibration
  • And
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Note from the nerds: Users may now opt in to receive Google Pay benefits in addition to whatever rewards they may already be receiving from their credit card. You may sign up for the rewards program by heading to the app’s settings and selecting “earn rewards on eligible activities” under the “offersrewards” option under the “offers” section. There are certain Google Pay-capable phones that do include fingerprint-scanning technology that can be used to unlock the phone; however, depending on the lock-screen security choices on your device, you can also use a PIN, password, iris scan, facial recognition, or pattern to unlock the phone.

  1. Customers using Google Pay can also send and receive money via a bank account, debit card, or Google Pay balance, among other methods.
  2. Once a contact has been identified, you may touch on their name to input the amount you wish to give them and then select to include a comment detailing the reason for the payment.
  3. When it comes to sending or receiving money, Google Pay includes the following payment limitations: If your identification is validated, you will get $5,000 each rolling seven-day period.
  4. If you are using the Google Pay app, you may verify your identity by selecting “insights” from the menu bar.
  5. A total of 30 withdrawals are permitted every rolling seven-day period, with a minimum withdrawal amount of $1.
  6. However, some co-branded credit cards, corporate credit cards, and commercial credit cards may not be compatible with the digital wallet.
  7. Similar to this, some Synchrony-issued private label and co-branded cards, such as those from Amazon, JCPenney, and TJ Maxx, will not be accepted by Google Pay.
  8. Make contact with your credit card provider by dialing the number printed on the back of your card to find out if your credit card is compatible with Google Pay.
  9. Users of Samsung Pay may keep up to ten credit and debit payment cards in the digital wallet, allowing them to conduct contactless purchases in-store using the technology.
  10. Samsung Pay is generally accepted in the same way that Google Pay and Apple Pay are.

The digital wallet will only operate with a small number of Samsung smartphones and will not be accessible for use with iOS devices. Please keep in mind that in order to utilize the service on a wristwatch that is not a Samsung phone, you must have Android 6.0 or above installed.

How to use Samsung Pay

You can use Samsung pay in Samsung-owned apps, but you will not be able to utilize the mobile wallet to make direct purchases on the internet or in other applications. Instructions for setting up Samsung Pay on a compatible phone or watch are provided below:

  • Open the Samsung Pay app on your smartphone. Set up a PIN or register your fingerprint or iris scan (available on some models only)
  • Fill out the form with your credit or debit card details.

Swipe up on your phone’s home screen to choose which card you wish to use, then validate your identity with a fingerprint scan or password before placing your phone close to the card reader and completing the transaction. The ability to send and receive money to and from contacts who have a Samsung Pay device that is eligible and enabled is yet another feature of the Samsung Pay application. If you want to utilize this function, you must first add Samsung Pay Cash to your account using the app.

  1. Before you can be accepted to use Samsung Pay, you’ll be required to complete a personal information form and agree to the terms and conditions.
  2. Users may transfer money by navigating to the “pay” tab in the app and then tapping on the “send” button.
  3. When sending or receiving money, Samsung Pay Cash offers the following payment limits: Sending and receiving money: If you have a light (basic) account, you can make up to 15 transactions each month for a total of $500.
  4. The process of upgrading your account is as simple as following the instructions in your app.
  5. Samsung warns that some specific co-branded cards may not be compatible with Samsung Pay, depending on their manufacturer.
  6. You will receive credit card rewards and perks on purchases made with Samsung Pay, just as you would if you were using your credit card to make the transaction.

Are mobile wallets safe?

Although it is possible that you are wary about saving your credit or debit card information in your phone, you should be. Mobile wallets, on the other hand, are rather secure. Regardless of whether you’re paying with Apple Pay, Google Pay, or Samsung Pay, the merchant you’re paying never sees or receives your credit card information. Instead, each of these services “tokenizes” the information associated with the account. A random transaction code represents your account when you make a new purchase, but your real credit card details are never disclosed with the business in question.

Make sure your device’s lock screen is password-protected using a PIN, alphanumeric phrase, pattern, or a biometric scan such as a fingerprint, face, or iris scan for added protection.

It should be noted that the information on the Citi-issued American Airlines, Sears, and Home Depot cards has been compiled by NerdWallet and has not been approved or given by the product or service provider or issuer.

Samsung Pay

When used with the newest Samsung Galaxy Devices, it is very secure and simple to use in a variety of settings, from grocery stores to corner coffee shops to taco trucks. You may now use your credit, debit, gift, membership, and rewards cards on Samsung Pay, in addition to your bank account. It’s accepted at your favorite establishments, making checkouts simple and rewards difficult to miss. *Only compatible with specific credit cards, wireless carriers, and Samsung smartphones; visit the Samsung Pay Support page for more information about compatibility.

Swipe up. Secure. Hover. Pay.

Samsung Pay is a mobile payment service that is aimed to make purchasing with your device quick, simple, and convenient. Simply swipe up from the bottom of the screen to start and approve transactions using your fingerprint. To pay, simply place your smartphone close to the terminal where you would normally swipe or touch your card to complete the transaction.

Samsung’s best security, built-in.

  • Personal security is ensured by the use of fingerprint authentication. Transactions are approved using your fingerprint, allowing you to maintain complete control over when payments are issued. With payment tokenization, you can shop with confidence. As opposed to using your card number, each transaction makes use of a unique number, which ensures that your transactions are secure and that your information is kept safe. With Samsung Knox, you have built-in security. Your smartphone is continually checked for symptoms of malicious assaults or weaknesses thanks to the Knox technology incorporated in it that Samsung provides. Your credit card information is still safe and secure even if your device is compromised
  • It is stored in a separate and secure data vault. Your purchases are never saved or shared with anybody.

Get started with Samsung Pay.

  1. In order to activate the app, you must first locate it on your phone or download it from Google Play and sign into your account.
  1. Increase Security – Scan your fingerprint or iris and input a pin to confirm future purchases
  2. Lock Down Security – Fill in the blanks with your cards – Take a picture of your card and sign it where appropriate. You’re completely prepared to depart

Samsung Pay Frequently Asked Questions

A zero-liability policy means that you are not responsible for any unlawful usage that has been reported to us. Usage of a credit card by someone other than you who does not have actual, implied, or apparent authorization to do so and from which you do not obtain a direct or indirect advantage is referred to as “unauthorized use.” When determining whether a charge is unlawful, we shall adhere to the provisions of the federal Truth in Lending Act as well as Nevada law. Information about Zero Liability Protection that isn’t already on this page: You are not liable for unauthorized use of a debit card if the following conditions are met: (1) your account is in good standing; (2) you have taken reasonable precautions to protect your card from loss or theft; and (3) you have not reported to us two or more instances of unauthorized use in the previous 12 months.

There are two exceptions: (1) the use of a debit card by a person who was provided the card by an accountholder unless the accountholder has notified us that transfers by that person are no longer authorized; and (2) the use of a debit card with fraudulent intent by an accountholder or any person acting in concert with the consumer.

Incorporated trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Samsung Electronics Co., Ltd.

Others who own the trademarks, logos, and names of other firms, products, and services are entitled to royalties from those who use them.

Make Payments With Samsung Pay

Samsung Pay allows you to pay with your Level One Bank debit card directly from your Samsung phone or Gear smartwatch!

There’s no need to grab for your bag or wallet ever again, thanks to this feature.

Samsung Pay TMmakes paying with your Level One Bank Visa ®debit card fast and easy — in store or online.

What is Samsung Pay and how does it work? Samsung Pay enables users of Samsung devices to make in-store payments using their Samsung phone or wristwatch in conjunction with a Level One Bank debit card that is qualified for the service (see below). All of our debit cards, both personal and business, are interoperable with one another. How to obtain the application

  • Phone – locate the app on your phone by searching for it. Samsung Pay comes pre-installed on a large number of Samsung smartphones. It is available for download from the Google Play Store if you do not already have it on your phone. Install the Samsung Gear app on your smartphone in order to use the Gear smartwatch.

In addition to the Galaxy S7 edge and Galaxy S7, Samsung Pay is also supported on the Galaxy Note5, Galaxy S6 edge+, Galaxy Note5, Galaxy S6 edge+, Galaxy S6 active, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S6 active, Galaxy S6, Gear S2 (beta with NFC only), and Gear S3. How to link your Level One Bank debit card to your account To link your Level One Bank Visa debit card to Samsung Pay, follow the steps outlined below for the various devices you may be using.

  • Using your phone, launch the app and sign in using your Samsung account. In the Samsung Pay app, press the ‘Add’ button. Install the Samsung Gear app on your phone in order to use the Gear smartwatch. Once the app has been installed, open it on your phone and select Samsung Pay. Then press the ‘Add’ button.

You will take a photo of your card and then input the security code on the back of the card in order to capture the information, after which you will agree the Terms and Conditions. In order to validate and activate your card, you will need to submit any extra information that may be necessary. For security reasons, you may be required to call and verify your card number, as well as a recent transaction that you have completed. For Gear users to be able to utilize Samsung Pay, they must first activate a security PIN on their device.

Instructions on how to make a payment

  • Phone – open Samsung Pay, choose your Level One Bank card, and approve payment by entering your PIN or using your fingerprint to authenticate the transaction. Keep your phone in close proximity to the payment terminal. With a lengthy press of the Back Key on the Gear Smartwatch, Samsung Pay will be launched. Rotate the bezel to choose your Level One Bank card and tap the ‘Tap to Pay’ button to complete the transaction. Keep an eye on the payment terminal at all times.

Where can I put it to use? Use of Samsung Pay is available at a wide range of businesses, both in-store and online. At the checkout, look for one of the following symbols: For a list of locations where Samsung is accepted, please see this link: Is this a safe method of making a payment? Level One Bank places a high value on the security of its customers. With the support of Visa and Samsung Pay, every transaction is protected against fraud. Whenever you make a payment using Samsung Pay and your Level One Bank card, Visa substitutes your credit card information with a unique virtual account number that you may use to make future payments.

No one, including the merchant, will ever see your account number, and it will never be kept on your mobile device.

Samsung is a trademark of Samsung Electronics Co., Ltd.

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