- 1 Set up Samsung Pay on your phone or watch
- 2 Everything you need to know about Samsung Pay
- 3 Samsung Pay is available in 29 countries worldwide
- 4 Which phone, bank, card and carrier do I need?
- 5 Where can I use Samsung Pay?
- 6 How do I set up Samsung Pay?
- 7 How does Samsung Pay work?
- 8 How do I make a payment with Samsung Pay?
- 9 How does Samsung Pay differ from Apple Pay or Google Pay?
- 10 Samsung Pay vs. Apple Pay vs. Google Pay
- 11 Is Samsung Pay secure?
- 12 What if I lose my phone or my plastic card?
- 13 Can I use Samsung Pay even without a data connection?
- 14 What about when I travel overseas?
- 15 Does Samsung Pay also work for returns?
- 16 How to Use Samsung Pay
- 17 What is Samsung Pay?
- 18 How do I set up Samsung Pay?
- 19 How do I add Samsung Pay to my smartwatch?
- 20 How do I pay with Samsung Pay?
- 21 Is Samsung Pay safe to use?
- 22 Samsung Pay – Apps on Google Play
- 23 How to use Samsung Pay FAQs
- 23.1 How does Samsung Pay Work?
- 23.2 How do I get Samsung Pay on my Device?
- 23.3 How do I add my Chase cards to Samsung Pay?
- 23.4 How do I pay using Samsung Pay?
- 23.5 Is there a fee associated with using a Chase card with Samsung Pay?
- 23.6 Can I use Samsung Pay outside of the United States?
- 23.7 Can a Samsung Pay token be used for recurring charges, subscriptions or bills (Netflix, Amazon Prime, etc)?
- 23.8 What is Near Field Communication (NFC) Technology?
- 23.9 What is Magnetic Secured Transmission (MST) Technology?
- 24 Samsung Pay
- 25 Samsung Pay
- 26 Pay Securely
- 27 Easy to Use
- 28 Accepted in many places
- 29 Tap for ATM access
- 30 Peace of Mind
- 31 Samsung Pay: What is it, where is it, and how do you use it?
- 31.1 Samsung Pay: How does it work?
- 31.2 What is MST?
- 31.3 How is Samsung Pay better than Apple Pay or Google Pay?
- 31.4 Is Samsung Pay safe?
- 31.5 Is Samsung Pay free?
- 31.6 Where is Samsung Pay available?
- 31.7 Samsung Pay: What devices support it?
- 31.8 How to set up Samsung Pay and add credit/debit cards
- 31.9 Is there a Samsung Pay debit card?
- 31.10 How to use Samsung Pay to make a payment?
- 31.11 Does Samsung Pay work in foreign countries?
- 31.12 Does Samsung Pay need an internet connection?
- 31.13 What else can Samsung Pay do?
- 31.14 Any other tips?
Set up Samsung Pay on your phone or watch
Let me introduce you to Samsung Pay, a convenient method to make purchases using your phone or watch. It transforms your device into a digital wallet, which can store credit, debit, and gift cards in its memory. And don’t worry, you can protect your financial information with biometric security, ensuring that no one else has access to it.Please note that Samsung Pay is only available on certain phone and watch models. If you want to use Samsung Pay on your smart watch with a non-Samsung phone, you must first upgrade to Android 6.0 or higher.what Here’s you’ll need before you can use Samsung Pay on your smart watch:
- Support for NFC or MST on your smartphone or smartwatch
- A fingerprint or Samsung Pay PIN that has been recorded
- Be physically present in the nation where the partnering bank is situated so that the bank can validate your card
Samsung Pay is normally pre-installed on compatible phones, however it is always possible to reinstall it if necessary. To get started, open Samsung Pay and select Get started from the menu bar. Input a new PIN for Samsung Pay, followed by a second entry to confirm the PIN. If you are using Samsung Pay for the first time, you may be prompted to add payment cards to your account. In order to utilize Samsung Pay on your smart watch, you’ll need to install a specialplug-in on your phone, which you can do using the Galaxy Wearable application.
- Start by opening the Galaxy Wearableapp on the linked phone and selecting the watch that you want to use
- From the Home page, selectSamsung Payin the center of the screen
- A plug-in for the watch will begin downloading as soon as you do so. You may monitor the progress of the download from the Notifications menu on your phone. Additionally, an orange dot will display on your linked watch. Then you will be requested to provide specific permissions after the process is complete. Continue by pressing Next, and then, if required, install any subsequent updates. Start by pressing Start, and then input your Samsung account credentials. Using this interface, you may add or import cards into your linked smart watch! TapAdd card to begin registering cards right now, or tapLater to complete the process later. If you opt to add cards at this time, you will be required to set up a PIN on your wristwatch as well. Set a PIN on your watch by selecting it from the Galaxy Wearable app and entering it there. Enter it once more to make sure it’s correct, and then hit Next on your phone. You may start adding cards right away. Please keep in mind that you can skip this step if you want to upload your cards later. The Back(top) button on the watch must be held down for 1–2 seconds in order to access Samsung Pay on the watch. The basic instructions are displayed on the left of the screen when Samsung Pay is launched. To complete the configuration, press the arrow key once more. Add a card by pressing the Add card button. If this does not appear, select More choices (the three vertical dots) and then select + Add card
- If this does not appear, select More options (the three vertical dots) and then select + Add card
- If you haven’t already done so, tapTURN ON on your watch’s home screen and follow the on-screen directions to create a PIN for Samsung Pay. Remember that if you created the PIN when executing Step 7, you may skip this step. Then, to register your debit or credit cards with Samsung Pay, just follow the on-screen prompts. Keep the Backkey on your watch pressed at all times if you wish to use Samsung Pay on your wristwatch. Your registered card(s) will be shown, and you will be able to make transactions with them.
Please keep in mind that iris scanning is only available on certain phones. You may enable biometric security for your Samsung Pay account, such as fingerprint or iris verification, to provide an additional layer of protection to your account. TapMenu(the three horizontal lines) in the top left corner of Samsung Pay once it has been opened. When asked, choose Settings and then enter your PIN number. Select Fingerprints or Irises by pressing the button next to them. Following your selection of a security option, follow the on-screen steps to set up either Fingerprint or Iris verification as directed.
Other answers that might help
Samsung Electronics America, Inc. is scheduled to go public in 2021. In addition to the trademarks Samsung Electronics Co., Ltd. and Galaxy, the company also owns the trademarks Galaxy Note and Galaxy Note 10.1. All other brands, goods, and services, as well as their associated trademarks, names, and logos, are the property of the companies that own or control them. The information and entertainment given in the preceding section is strictly for your enjoyment and informational purposes only.
All of the information included within this document is subject to change without notice.
Everything you need to know about Samsung Pay
CNET photo by Lexy Savvides Payments made using your phone at places where you would typically use a physical credit or debit card are made simple with Samsung Pay. To make a contactless payment, all you have to do is touch your phone or watch on the reader. Samsung Pay has one important feature that competitors such as Apple Pay and Google Pay do not have. Said to be MST, or magnetic secure transmission, Samsung Pay may be used practically anyplace you pay for products – including older terminals that haven’t been upgraded to accept contactless payments.
MST, on the other hand, will be phased away in the United States starting with the Galaxy S21 phones in 2021, making Samsung Pay a less necessary option for Android devices. Continue reading to learn everything there is to know about Samsung Pay.
Samsung Pay is available in 29 countries worldwide
Let’s take a deep breath and count down from one to ten: the United States; the United Kingdom; Australia; Belarus; Brazil; Canada; China; France; Germany; Hong Kong; India; Indonesia; Italy; Kazakhstan; Kuwait; Malaysia; Mexico; Puerto Rico; Russia; Singapore; South Africa; South Korea; Spain; Sweden; Switzerland; Taiwan; Thailand; UAE; and Vietnam. Currently playing: Keep an eye out for this: Samsung Pay’s most useful feature on the Galaxy has been removed. 6:41
Which phone, bank, card and carrier do I need?
Samsung Pay is compatible with Galaxy smartphones, ranging from the most recentGalaxy S21 Ultraall the way back to theGalaxy Note 5($670 at Amazon), which was released in 2015. It’s also accessible on a number of smartwatches, including the Galaxy Watch 3, Galaxy Watch Active($150 at Amazon)2, Gear S2($794 at Amazon) (only for transactions on NFC terminals), Gear S3, and Gear Sport, to name a few.
Get professional advice on how to use your phone, computer, smart home devices, and other devices. Tuesdays and Thursdays are the days for delivery. Samsung Pay is supported by all major carriers in the United States, including AT T, Cricket, MetroPCS, Sprint, T-Mobile, Verizon, and US Cellular. You will also require a credit card such as a Visa, MasterCard, Discover, or American Express. See the chart below for a complete list of the banks and credit cards that are accepted. Users of Samsung Pay may also apply for a debit card called Samsung Money, which is offered in collaboration with personal finance provider SoFi.
But now I’ve changed my mind and haven’t looked back.
Where can I use Samsung Pay?
Samsung claims that its system will work with almost all point-of-sale systems: NFC, magnetic stripe and EMV (Europay, MasterCard and Visa) terminals for chip-based cards. Most readers that require you to physically insert your card into a slot, such as those found at gas stations or on ATMs, will not work with this method of authentication. Using Samsung Pay in stores around San Francisco, I found that it was accepted almost everywhere. These included vendors using Square readers; NFC terminals in major chain retailers like Trader Joe’s and Walgreens; and magnetic stripe readers in smaller stores.
Samsung Pay also works on various public transit systems around the world, including MTA’s OMNY system in New York City and Portland’s TriMet.
How do I set up Samsung Pay?
If you haven’t previously done so, sign in to your Samsung account after installing the Samsung Pay app on your phone. If you don’t already have a PIN, fingerprint, or iris scan set up, the app will urge you to do so before continuing. By scanning a credit, debit, gift, or membership card using the camera, you may now add it to your account. You’ll also have the option of linking your PayPal account to your account. Check to see that the card numbers, names, and expiration dates on the scanned cards are all in the proper format.
In order to use Samsung Pay, your credit or debit card will need to be verified with your bank, and you will have the choice to get an SMS, email, or phone call to confirm. A total of ten cards can be linked to Samsung Pay at any given time.
How does Samsung Pay work?
Samsung Pay operates on the basis of two technologies that allow it to be used virtually everywhere. The first is near-field communication (NFC), which allows users to touch their phones to pay at contactless terminals. It is also possible to use magnetic secure transmission (MST) for older terminals that would ordinarily need you to swipe a card. The phone generates a magnetic signal to replicate the magnetic strip seen on the back of a credit or debit card when it is placed against one of these scanners, and this signal is detected by the reader.
In the United States, future Galaxy phones produced after the Galaxy S21 will no longer support Mountain Standard Time (MST).
Even while future Galaxy smartphones will no longer have magnetic stripe technology (MST), consumers who have previously purchased and are still using compatible Galaxy devices will be able to continue to use Samsung Pay, which will include MST “CNET was provided with a statement from Samsung.
Samsung Pay is compatible with earlier Galaxy phones, such as the Note 5.
How do I make a payment with Samsung Pay?
Swipe up from the little Samsung Pay bar on the lock screen to access the Samsung Pay app. Select the card you wish to use for payment, then verify your identity by placing your finger on the fingerprint scanner, using the iris scanner, or entering your PIN. Tap the back of the phone against the payment terminal to complete the transaction. A transaction notice will appear at the top of the screen after a transaction is completed. CNET photo by Lexy Savvides You may still be required to enter the PIN for your debit card on the terminal if you are using Samsung Pay with a debit card.
It’s also mentioned in the Samsung Pay app, which is convenient.
How does Samsung Pay differ from Apple Pay or Google Pay?
The primary distinction is that Samsung Pay is accepted practically wherever credit or debit cards are accepted, rather than simply at merchants who have tap-to-pay NFC terminals (as long as you own a Galaxy phone released before 2021 in the US). Samsung Pay also provides a cash back function, incentives such as bonus Samsung account points and coupons with a number of partner stores, and it is available in a variety of languages. Users of Chase Pay will be able to link their existing digital wallet to Samsung Pay.
In addition, Samsung Pay allows you to make payments to other people.
Although Samsung will no longer award consumers Samsung Rewards points for every purchase as of January 2021, transactions conducted on Samsung.com, the Galaxy Store, and other Samsung purchases will continue to earn points until that date.
Samsung Pay vs. Apple Pay vs. Google Pay
|Samsung Pay||Apple Pay||Google Pay|
|Compatible devices||Samsung Galaxy phones since the Galaxy Note 5, Gear Watch and Gear Watch Active, Gear S2 and S3||Apple iPhones since the SE, Apple Watch, MacBook Pro with TouchID, iPads since 5th generation, iPad Pro and iPad Mini||Android phones with NFC and HCE support running KitKat (4.4) or higher|
|Availability (see note below)||29 countries worldwide||60 countries worldwide||40 countries worldwide|
|Authentication||Fingerprint, PIN or iris||FaceID or fingerprint||Fingerprint, PIN, pattern or password|
|Where can you use?||Works with NFC, magnetic stripe or EMV terminals, in-app purchases||Works with NFC terminals, in-app purchases and web purchases in Safari||Works with NFC terminals and in-app purchases|
|Cards||Credit, debit, loyalty and gift cards||Credit, debit and loyalty cards||Credit, debit, loyalty and gift cards|
|Which banks?||Wide variety of banks:full list here; PayPal||Wide variety of banks:full list here||Wide variety of banks:full list here; PayPal|
Is Samsung Pay secure?
Most notably, Samsung Pay is accepted practically wherever credit or debit cards are accepted, rather than simply at merchants who have NFC terminals that allow customers to touch and pay for items (as long as you own a Galaxy phone released before 2021 in the US). As well as the cash back function, Samsung Pay also provides discounts and vouchers with a variety of partner stores, including bonus Samsung account points and bonus Samsung account points. Users of Chase Pay will be able to link their existing digital wallets to Samsung Pay.
Peer-to-peer payments are also possible with Samsung Pay.
Although Samsung will no longer provide consumers Samsung Rewards points for every purchase as of January 2021, transactions conducted on Samsung.com, the Galaxy Store, and other Samsung purchases will continue to earn points until that time.
What if I lose my phone or my plastic card?
Payments cannot be processed from your phone unless you have approved it using your fingerprint, PIN, or iris scan. Registering with Samsung’s Find My Mobileservice gives you the ability to remotely wipe any information saved on your phone, including any cards stored in Samsung Pay, if you so choose. If you lose your actual credit or debit card and have contacted your bank to cancel it, you will not be able to use it within Samsung Pay for a period of time after you have notified your bank. However, if your bank provides a new card, the app should produce a new account number for you immediately as well.
Can I use Samsung Pay even without a data connection?
While it is possible to make payments without using Wi-Fi or cellular data, the number of payments you may make is limited to ten. You will also require an active internet connection in order to add a card and to view your transaction history on the website.
What about when I travel overseas?
For consumers in the United States, if your card can be used internationally, it is probable that it will also function with Samsung Pay when traveling. The catch is that if you attempt to add a card while traveling outside of the United States, you may be required to contact your financial institution.
Does Samsung Pay also work for returns?
Yes. It is possible that you may be required to hold your phone against the payment terminal in the same manner as when you made the payment in order to complete the return. Additionally, you may be prompted to verify that the payment information on the receipt matches the last four digits of your virtual card number, which can be found in the Samsung Pay app, before proceeding.
How to Use Samsung Pay
Gone are the days when you had to tuck your phone and wallet into your back pocket or backpack to keep them safe. Mobile payment options are becoming increasingly popular as a handy alternative to credit cards and cash. You may pay for internet transactions using a mobile wallet, or you can pay for in-store purchases with the built-in chip in your phone. Samsung Pay is the company’s own mobile wallet, which can be found on many of the company’s latest smartphones.
This software includes useful capabilities for managing your money and making purchases both online and in-store, making it a great choice for busy people. Starting is simple, and before you know it, you’ll be wondering how you ever managed to buy without this application.
What is Samsung Pay?
Samsung Pay is an Android application that is designed to interact with select Samsung smartphones, allowing them to interface with credit card terminals. Are you out shopping for a new outfit or stopping for a cup of coffee at your favorite cafe? If so, You may leave your credit or debit card at home and instead use the Samsung Payapp to make purchases. Your smartphone may utilize NFC technology to pay with a single touch at any terminal that accepts wireless payment, but that is not what distinguishes it from other mobile payment devices.
Samsung, on the other hand, takes things to the next level by including MST (magnetic secure transfer) technology incorporated into their smartphones.
In order to fool older terminals into believing that you physically swiped your card, MST sends out a signal that looks like the black stripe on the back of your credit card.
How do I set up Samsung Pay?
To begin, determine whether or not you own a Samsung smartphone that is compatible. All Galaxy smartphones, including the S6 and Note devices, as well as a few of Galaxy A devices, have the technology built in since the S6. Many Samsung wearables also offer Samsung Pay for easy payment with your wrist – no smartphone necessary. Once you’ve established that your Samsung smartphone is compatible with Samsung Pay, you may proceed with the following steps:
- To begin, launch the Samsung Pay application on your mobile. As soon as the program is launched on your device, hit the Get Startedbutton. You will then be presented with the option of setting up the app via iris or fingerprint scanning, or by entering a PIN alone. When you choose PIN alone, you’ll be requested to enter a four-digit PIN that will be used to safeguard your information in the future – type it again to ensure it’s correct
- Tap theMenubutton in the top-left corner of the screen. Then, in the popup, pick theAdd Credit/Debit Cardoption
- Follow the on-screen prompts to scan your card, finish the setup, and agree to any terms and restrictions that may be displayed. You may also manually enter your card information. The app will ask you if you want to establish Samsung Pay as your default mobile payment provider. To proceed, select Set as Default from the drop-down menu. If you already have a default payment app set up — for example, Google Pay — the app will ask you if you want to replace it
- If you say no, the app will close.
However, it is crucial to remember that not all banks are currently compatible with Samsung Pay. However, the majority of credit card issuers, such as American Express, Visa, and MasterCard, are featured in the list. Despite the fact that the Samsung Pay software is pre-installed on Galaxy devices by default, you may quickly reinstall it if it has been accidentally deleted.
How do I add Samsung Pay to my smartwatch?
If you have a Galaxy Wearable device that is compatible with Samsung Pay, you may use it to make safe payments on the move. It is critical to remember, however, that wearable gadgets only accept NFC technology. Given that MST is not enabled on Samsung Galaxy Wearable devices, you will need to utilize a payment terminal that accepts contactless transactions. To set up Samsung Pay, follow these steps:
- To begin, launch the Galaxy Wearable application. Then, on the Home tab, select Samsung Pay. If you want to add credit or debit cards, you may do so by tapping thePlus(+) button in the upper-right corner, just like you would on your smartphone.
Samsung Pay is much easier to set up on some of the latest Galaxy watches, as follows:
- To begin, press and hold the Back(top) button for a couple of seconds until the process is complete. If this is your first time using Samsung Pay, it may take a few seconds for the service to begin. To begin configuring things, click on theArrow. On your phone, press OK to launch Samsung Pay, then tap Start to begin using the service. It is possible that you may be required to sign into your Samsung account. On your watch, tap the three dots to the right of the time, then hit+ Add Card to add your card. It is possible to set up a lock screen for your watch by tappingTurn On, which we recommend doing if you haven’t previously done so. Enter a four-digit PIN on your wristwatch and input it again to ensure it is correct. You may now begin adding your payment cards to your account.
You’ll be able to pay for transactions using your Galaxy Wearable after Samsung Pay has been fully configured, and you’ll also be able to view any previous purchases that may have been done using the service. Note that the watch and smartphone will only display transactions that have taken place on their own hardware – they will not display transactions that have taken place on other devices.
How do I pay with Samsung Pay?
Galaxy SmartphoneAre you ready to pay for your purchases? When asked to pick the card you wish to use, you will be directed to place the back of your Samsung smartphone against the card terminal. After validating your identification, you will then be directed to proceed. We recommend that you secure your smartphone with a fingerprint, which may then be used to make payments within the Samsung Pay app. This will allow you to make payments quickly and efficiently. Galaxy Wearable is a wearable computer.
Then pick the credit or debit card you wish to use and press the Paybutton. The transaction will be completed by tapping the wearable to the terminal in the same way you would if you were paying with your smartphone.
Is Samsung Pay safe to use?
You may be wondering whether it’s safe to use Samsung Pay on a regular basis now that you’ve learned how to set it up for the first time. The good news is that the answer is yes. First and foremost, your Samsung smartphone does not keep any of your personal or financial information. Second, your secure PIN or biometric data such as a fingerprint or iris scan on your Samsung smartphone or wearable protects the information on your device safe, even if the incorrect person gets a hold of your gadget.
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Samsung Pay – Apps on Google Play
It’s more than just a wallet. All of your credit, debit, gift, and membership cards may be added to your devices with Samsung Pay. Samsung Pay has formed partnerships with the American Express®, Discover®, MasterCard®, and Visa® payment card networks, as well as leading U.S. financial institutions. Earn more points for the same purchases you make on a daily basis. With Samsung Rewards, you can earn points for every purchase you make. Profit from your purchases and use of Samsung applications to accrue points that can be redeemed for Samsung devices and other merchandise.
Your credit card information is stored in an encrypted manner in a separate and secure data storage facility.
It may be used to make purchases in shops, on the web, and in connected merchant applications.
Only certain credit cards and partner banks, as well as qualified Samsung smartphones, are compatible.
More information may be found at: Payments are presently supported on the following Samsung devices: Galaxy S21 5G, S21+ 5G, S21 Ultra 5G, Note20, Note20 Ultra, S20, S20+, S20 Ultra, Note10+, Note10 5G, S10, S10+, S10e, S10 5G, Note9, S9+, Note8, S8+, Z Flip 5G, Z Fold2 5G, Fold, Z Flip, A50, A71 5G, A51, A You can get a comprehensive list of the devices that are supported at Registration is needed.
It is necessary to comply with the terms and conditions.
How to use Samsung Pay FAQs
Users of certain Samsung Galaxy smartphones have the option of using Samsung Pay to make purchases practically wherever they can swipe or touch their Chase credit, debit, and/or Chase Liquid ®cards, according to the company.
How does Samsung Pay Work?
The Near Field Communication (NFC) technology included in some Samsung Galaxy devices allows the device to securely transfer the tokenized form of the credit card / debit card payment credentials to a merchant terminal. As an alternative to near-field communication (NFC), Samsung Pay enables a new patented technology called Magnetic Secured Transmission (MST), which transfers the same secure tokenized credit card / debit card payment credentials as NFC.
More information about NFC and MST may be found in the sections below.
How do I get Samsung Pay on my Device?
With the release of an app update, Samsung Pay is now accessible for the Galaxy Note8, S8, S7, S7 edge, S6, S6 active, S6 edge+, S6 edge, Note5, Gear S2 (with NFC only), and Gear S3 smartphones. The availability of services will differ depending on the mobile network operator. Customers will be able to access the app when they have installed the operating system update. A pre-installed version of Samsung Pay will be available on forthcoming Samsung Iconic handsets. Unsupported devices will not be able to access the app’s download page.
How do I add my Chase cards to Samsung Pay?
- Then choose the Samsung Pay icon and sign in with your Samsung account details. In the event that you do not already have a Samsung account, you can register for one. To begin the process of adding your card to Samsung Pay, once you have logged in, select ADD CARD from the Samsung Pay app’s menu. Samsung Pay will read the card number if you place the card in the center of the on-screen interface. Alternatively, you may manually input the card number. Please double-check or input any extra information such as the cardholder’s name, expiration date, and CVV code (if applicable). Accept the Terms and Conditions for adding a card to a digital wallet by tapping Accept Terms and Conditions on the screen. I AGREE WITH EVERYTHING
- While getting a One-Time Passcode, you may be asked to choose a delivery mode, such as SMS, EMAIL, or CALL IN
- If so, pick the appropriate option. You will receive an email with the One-Time Passcode mailed to the address you choose. Enter the code you received and press the SUBMIT button.
When you’re finished, your card will be ready to use in Samsung Pay.
How do I pay using Samsung Pay?
- Once your qualifying Chase card has been registered with Samsung Pay, you may access Favorite Cards by sliding up from the bottom of your screen
- The card that has been added or used the most recently will be displayed on the screen. To go between your registered payment cards, swipe left or right on the screen. When you have the chosen card selected, press the Homebutton with your finger on the screen. To make use of your Samsung PayPIN, press and hold the PIN button. Afterwards, enter your four-digit PIN number.
When you are ready to make a payment, Samsung Pay will notify you that you have done so.
For NFC Payments
- Placing the phone in front of the NFC scanner on the payment terminal is recommended. Make sure that the camera is aligned with the NFC logo. The two gadgets should be nearly touching one other.
For MST Payments
- Keep the phone as near to the terminal as possible. Align the camera so that it is pointing towards the magnetic stripe card reader. The two gadgets should be nearly touching one other.
Using Samsung Pay on the Gear S3
- To launch Samsung Pay on your Gear S3, just press and hold the back key for a few seconds. You may choose a card by rotating the bezel. To pay at any NFC or MST terminal, simply tap the device.
Fill out the payment terminal form if necessary to complete the transaction. In some cases, such as if you are paying with a debit card, you will still be needed to submit your Personal Identification Number (PIN). You may be prompted by certain merchants/terminals to confirm that the total costs are right, while others will need you to sign a receipt.
Is there a fee associated with using a Chase card with Samsung Pay?
There are no fees associated with using Samsung Pay from Chase; however, you must have an active data plan to do so. Additional message and data costs may apply depending on your cellular plan and the services provided by your mobile carrier. Purchases will be subject to the terms and conditions of your credit card agreement, your debit card Deposit Account Agreement, or your Chase Liquid agreement. In order to link your Chase credit, debit, and/or Chase Liquid cards to Samsung Pay, there are no fees charged by Chase.
Can I use Samsung Pay outside of the United States?
As long as you’re purchasing at a participating merchant, Samsung Pay will function even if you’re not in the United States. Amounts charged for extra message data and international transaction fees may vary depending on your cellular plan and the offerings of your mobile provider.
Can a Samsung Pay token be used for recurring charges, subscriptions or bills (Netflix, Amazon Prime, etc)?
This service is not available at the present time.
What is Near Field Communication (NFC) Technology?
A short-range wireless technology known as Near Field Communication (NFC) allows two devices to transmit payment information quickly and efficiently while they are in close proximity to one another. Samsung Pay transmits payment information from your phone to a contactless payment terminal using near field communication (NFC) or magnetic secure transmission (MST).
What is Magnetic Secured Transmission (MST) Technology?
By securely transmitting payment information straight to the magnetic strip card reader without having to touch it, Magnetic Secure Transmission (MST) simulates the experience of swiping a real card at the payment terminal. Samsung Pay transmits payment information from your phone to a contactless payment terminal using near field communication (NFC) or magnetic secure transmission (MST).
- Understanding and utilizing the SDK: a general introduction
- The Samsung Pay SDK is an application framework that allows developers to integrate specific Samsung Pay capabilities into Android-based partner apps that run on Samsung mobile devices. This application supports the following operations: Payment via in-app purchase. Customers will be able to pay for items and services with Samsung Pay when using the app. SeeUse Case: Online Payments
- Push Provisioning for further information. This feature allows clients to add a bank card to Samsung Pay directly from the issuer app by supplying the necessary card information. Use Case: Push Provisioning
- Open Favorite Cards (for more information). The Samsung Pay payment page for a specific card from the issuer app is displayed. Users may pick a card that is already registered in Samsung Pay to make in-store (offline) payments from this screen. Consider the following scenario: open favorite cards
- The overall architecture, which depicts the interactions between the Samsung Pay SDK and a partner app, is represented in Figure 1
- Figure 1: Samsung Pay SDK architecture (at a high level)
- Figure 2: Samsung Pay SDK architecture (at a low level)
- A high-level view of the situation shows that partner applications may easily use the Samsung Pay SDK to accomplish the actions mentioned push provisioning and opening Favorite Cards for issuers
- Online payments for retailers with Samsung Pay. The following are the key components: Partner app: a merchant- or issuer-developed app for making online/offline payments and provisioning payment cards through Samsung Pay
- Samsung Pay SDK: an SDK integrated into the partner app for direct communication with Samsung Pay
- Samsung Pay SDK integration: an SDK integrated into the partner app for direct communication with Samsung Pay
- Samsung Pay SDK integration: an SDK integrated into the partner app for Samsung Pay app: The Samsung Pay SDK connects with the Samsung Pay app, which is also known as the Samsung Pay app. It is made up of payment gateways, acquirers, card associations, and issuers who engage in transaction processing under the terms of a merchant’s agreement
- It is also known as financial network.
- Payments Made Online
- The most prevalent In-App (online) payment use case may be summarized as follows:
- Samsung Pay is made available to users through the merchant app
- However, this is not required. A transaction with Samsung Pay is initiated when a user selects the Samsung Pay option in a merchant app, which contacts the APIs contained in the Samsung Pay SDK to begin a transaction with Samsung Pay app. With the help of the Samsung Pay app, you may receive the tokenized payment information you need to complete the transaction. The merchant app sends this payment information to the selected Payment Gateway (PG), either directly or indirectly through the merchant’s web server, or indirectly through the Samsung-PG Interface server, for standard transaction processing.
- Push Provisioning is an example of a use case. The push provisioning use case, which is the process of adding payment cards to Samsung Pay through the card issuer app, often takes the following form:
- The user logs into the issuer application. The Issuer app checks to see if the Samsung Pay app has been installed and is ready to be used on the device. For cards that have not yet been registered or enrolled with the Samsung Pay app, the issuer app displays the Add button when it is in the ready state. If the option to add a card is selected, the issuer app makes a call to the API in order to provide the appropriate payload data to Samsung Pay. Samsung Pay continues to operate in the background while the card is provided.
- 1.3 Use Case: Select Favorite Cards from the list
- The following is the format for Open Favorite Cards use cases that are implemented by an issuer app that makes use of the Samsung Pay SDK:
- The user logs into the issuer application. The Issuer app checks to see if the Samsung Pay app has been installed and is ready to be used on the device. If the issuer app is in ready status, the Pay button for cards that are presently registered or enrolled with the Samsung Pay app is shown. The issuer app will use the API to request that Favorite Cards be opened with the specified card details if the user chooses to pay using their credit card. The Samsung Pay app launches into its Favorite Cards page, which displays the card that has been selected for use in-store.
- 1.4 Including the Samsung Pay SDK in your application
- And The typical procedure for integrating the Samsung Pay SDK with your app is comprised of the following steps:
- By going here, you can register for the Samsung Pay Developers site. SIGN UP and register your Samsung Account (or create one if you don’t already have one), then LOG IN to your account. 2. Follow the on-screen instructions for integrating your app and establishing a new service to obtain theSERVICE IDyou’ll need to reference in your project code, as well as adebug-api-key (seeUnderstanding the Debug API key and API levelbelow
- ) and an API level.
- Please keep in mind that the Service ID replaces the Product ID in SDK v1.4.
- Download the Samsung Pay SDK from the Samsung Developer Center. Using Android Studio, add the Samsung Pay SDK (samsungpay.jar) to your Android project’s resources. Create the API calls and callbacks for your partner app that will be necessary for Samsung Pay integration
- And It is necessary to submit a release version of your software to the Samsung Pay Developers portal for approval. Once Samsung has approved your partner app, you may publish it to the Google Play store and Samsung Galaxy Apps.
To add your card, use your Samsung phone and the Wells FargoMobile ®app—follow the instructions on the tour to learn how. There are other options for adding your cards to Samsung Pay.
Samsung Pay substitutes your physical credit card number with a digital card number that is unique to you.
This implies that merchants will not be able to read or store your entire card number.
Easy to Use
Verify your identification (with a PIN, fingerprint, or iris scan) on your mobile, and then touch to pay at participating merchants using your device.
Accepted in many places
Tap your mobile device where you see the Samsung Pay logo, the Contactless Symbol, or the card swipe at checkout to use Samsung Pay in shops. Alternatively, while purchasing online or via apps, look for the Samsung Pay emblem.
Tap for ATM access
Simply link your Wells FargoDebit or Wells Fargo EasyPay ®Card to Samsung Pay and use it to access any Wells FargoATM by pressing on the Contactless Symbol on the screen.
Peace of Mind
Furthermore, when you use your Wells Fargo cards in conjunction with a digital wallet, you will continue to benefit from the enhanced security of 24/7 fraud monitoring and Zero Liability coverage. Fingerprint sign-on is only available on certain devices that meet the requirements. It is possible to keep numerous fingerprints on your smartphone, including the fingerprints of other individuals, and those extra individuals will be able to access your Wells Fargo Mobile®app using a fingerprint when fingerprint authentication is enabled.
- The ability to access digital wallets using Wells Fargo Debit Cards and Wells Fargo EasyPay ®Cards stored in Wells Fargo-supported digital wallets is accessible at Wells Fargo ATMs.
- It is possible that your cell carrier’s message and data charges will apply.
- With Zero Liability protection, you will not be held liable for any fraudulent card transactions that are quickly reported to the card issuer.
- Samsung Pay is only compatible with a limited number of credit cards, wireless providers, and Samsung smartphones.
- American Expressis a federally registered service mark owned by American Express that is used under license by other companies.
- issues and administers this credit card program on their behalf.
- include Samsung, Samsung Pay, Galaxy S (and other device names), and Samsung Knox.
- All other business and product names mentioned may be trademarks or registered trademarks of their respective holders.
The Contactless Symbol and the Contactless Indicator are trademarks of EMVCo, LLC, and are used with permission from the company. Wells Fargo Bank, N.A. is a member of the Federal Deposit Insurance Corporation (FDIC). LRC-0121
Samsung Pay: What is it, where is it, and how do you use it?
Carrying a wallet around with all of your credit and debit cards in it is no longer considered fashionable today. At the very least, if you own a Galaxy smartphone that is compatible with Samsung Pay. What is Samsung Pay and how does it work? It is a mobile payment system that allows you to pay for items in retail outlets all around the world with your smartphone. Nowadays, it is usual for individuals to have their smartphone in their hand practically all of the time, and Samsung Pay allows them to leave their plastic cards at home and make payments directly from their phone.
Samsung Pay: How does it work?
Samsung Pay employs near-field communication (NFC) technology to communicate credit or debit card information to an NFC-enabled payment terminal, similar to how an NFC-enabled card would function. However, one of the most impressive aspects of Samsung Pay is that it is compatible with both traditional payment terminals and card machines, thanks to the use of MST (Magnetic Secure Transmission) technology. Even in developed areas, NFC is still a relatively new technology, particularly in growing markets such as India, which is where MST comes into play.
What is MST?
Has the magnetic strip on the back of your debit or credit card ever caught your attention? When you make a payment using a credit or debit card, what is the component that you swipe through a card machine or terminal? MST uses a magnetic coil installed on the back of the smartphone to simulate a magnetic strip, which is used to transmit card data from the device to the terminal. MST emulates a magnetic strip in order to transfer card details stored on the Samsung Pay app. It follows that Samsung Pay is compatible with any location that has a typical card machine or payment terminal, eliminating the need for a shop or business to make any adjustments on their end.
Wikipedia has all of the specifics on what it is and how it works.
How is Samsung Pay better than Apple Pay or Google Pay?
It is solely because of Samsung Pay’s MST technology that it outperforms competitors Apple Pay and Android Pay, both of which only offer near-field communication (NFC). As a result of the requirement for merchants and businesses to have NFC-enabled terminals in order to accept NFC payments, Apple Pay and Android Pay are not as extensively accepted as Samsung Pay. The existence of MST technology according to Samsung implies that its payment service may be used practically everywhere standard debit or credit cards are accepted, according to the company.
Is Samsung Pay safe?
As a result, Samsung Pay is more secure than using a real credit card since it does not save the actual card number. To put it another way, Samsung Pay keeps an encrypted version of the card number that is supplied to payment terminals rather than the actual card number itself. It’s a virtual number in the sense that the original card number is not kept anywhere on your phone or computer. Nevertheless, don’t be concerned: this does not imply that you must set a separate PIN for the card on your phone.
In addition, before you can use Samsung Pay to make a purchase, you must verify yourself on your phone using the Samsung Pay app.
On devices that feature an iris scanner, you may authenticate by using the fingerprint sensor, entering the device PIN, or using the iris scanner. So there’s a lot of protection for a really convenient way to pay, which makes Samsung Pay a pretty trustworthy payment method.
Is Samsung Pay free?
Absolutely. Apart from being free, Samsung Pay also provides you with reward points in select regions when you use the service to complete purchases using your phone. Afterwards, these points may be exchanged for a variety of different things at a number of Samsung Pay’s approved retail partners. In some areas, Samsung also allows you to redeem your points for discounts on its own items, which you can find here. Aside from that, Samsung and its banking partners run a variety of promotions from time to time.
Where is Samsung Pay available?
Since its first introduction, Samsung Pay has progressively extended to a number of new countries, and it is presently accessible in the countries mentioned below. Keep in mind that Samsung may not have completely implemented Samsung Pay in all countries at this time, but if a nation is on the list, it is likely to have the service available in the near future. It is also possible that not all banks in your nation will accept Samsung Pay. Click on a nation’s name in the list below to get a list of banks that are supported in that country (we will be adding these lists for each country in the coming weeks).
- South Korea
- The United Arab Emirates
- The United Kingdom
- The United States
- And Vietnam.
We will continue to update this list as and when Samsung Pay is introduced in a new country. If your nation isn’t presently included on the list, keep checking back.
Samsung Pay: What devices support it?
The Samsung Pay service has been available on a large number of Galaxy handsets since its launch in 2014. It was once only accessible on high-end smartphones, but it is now available on certain mid-range and low-cost handsets as well. Some smartphones, such as the Galaxy S6, don’t enable Samsung Pay in every market as Samsung didn’t equip the devices with NFC and MST tech everywhere. However, the majority of new smartphones come pre-installed with the essential hardware to enable Samsung Pay in all of the countries where it is now available.
Please keep in mind that in some countries, these phones may not support MST technology and will only operate with payment terminals that accept NFC technology.
- Galaxy S6 (only available in certain countries), Galaxy S6 edge (only available in certain countries), Galaxy S6 edge+ (only available in certain countries), Galaxy S6 Active, Galaxy S7 (only available in certain countries), Galaxy S7 edge+ (only available in certain countries), Galaxy Note 5 (only available in certain countries), Galaxy Note 7 (only available in certain countries), Galaxy S8 (only available in certain countries), Galaxy S8+ (only available in certain countries), Galaxy S9 (only available in certain countries), Galaxy S
How to set up Samsung Pay and add credit/debit cards
Having learned how Samsung Pay works, the devices it can be used with, and how secure it is, you’re ready to tackle the most essential issue of them all: how do you set up Samsung Pay on your device? Well, it’s a simple process, but if you need a few pointers to make it even simpler, we’re happy to assist you with that. So let’s get this party started. Step 1: If you have a Samsung Pay-compatible smartphone, you should already have the Samsung Pay app installed on your phone at this point. If this is the case, your phone may not be running the most recent software, in which case you should first download any software updates that may be available from theSettings » About deviceOR theSettings » Software updatemenu on the device.
- Step 3: Select the Samsung Pay app from the app drawer.
- It will be between 80 and 100 megabytes in size.
- Step 3: Now that step 2 has been completed, you can either watch or skip the initial video that appears.
- If you already have a Samsung Pay account, just input your login information or register a new account using the Samsung Pay app.
- Then, after agreeing to the terms and conditions, click on theNext button to proceed.
- You have the choice of using the iris scanner (if your phone is equipped with one), the fingerprint reader, or the PIN option.
- You will be prompted to establish a four-digit Samsung Pay PIN once you have selected your preferred form of verification.
Step 6: To begin adding your card, press theAdd cardbutton that appeared after you selected your verification method in step 5, or hit the large ‘+’ symbol if you are in the main Samsung Pay app.
To add a card, the app will activate the camera and instruct you to aim it towards the front side of your credit or debit card, as seen in the screenshot.
The information requested may differ depending on your country and card provider; thus, simply follow the instructions provided inside the Samsung Pay app to enter your card information, including the card number, cardholder name, and expiration date.
Keep in mind that you may also manually input all of your card information, including the card number and expiration date, by selecting theEnter card manuallyoption at the bottom of the screen when the app asks you to point the camera at your card.
After you’ve entered all of your credit card information, press the Next option and wait for the app to authenticate your card.
Step 9: At this point, you will be prompted to validate your credit card information.
You may also be required to sign the card once this has been completed.
Your card has been successfully added to Samsung Pay.
Paying with it is simple and may be done at any business or merchant that accepts debit or credit card payments. It is possible to add other cards to the app by selecting the Add button on the main screen of the Samsung Pay app and following the verification procedure.
Is there a Samsung Pay debit card?
Customers in the United States may now take use of a cash management account and debit card service that Samsung has developed in conjunction with San Francisco-based fintech firm SoFi. A physical Mastercard debit card is also available through Samsung Money, in addition to individual and shared cash management accounts. Samsung Money by SoFi will be accessible only in the United States starting in the summer of 2020, according to Samsung.
How to use Samsung Pay to make a payment?
Once you have connected at least one card to Samsung Pay, you will be able to use Samsung Pay by swiping up from the bottom of the display on the home screen, the lock screen, andalsowhen the phone is locked and the display is off. Here’s what you’ll need to do in order to make a payment with Samsung Pay. Step 1: Swipe up from the bottom of the display (either the home screen or lock screen) to access Samsung Pay. Your default debit or credit card will appear on the screen when you first log in.
- 2: To enter payment mode, press the IRIS button if your Samsung Pay is protected with an iris sensor, or the PIN button if you want to input your PIN.
- If you have it protected with a fingerprint sensor, all you have to do is tap the sensor with your finger and the payment method will be activated immediately (as seen in the screenshot below).
- In rare instances, you may be required to place your phone against the side of the card machine.
- Step 4: Once your card has been identified, you can stop pressing the phone to the payment terminal or card machine.
- That’s all there is to it.
- In general, there are no restrictions on the amount of money that may be paid with Samsung Pay.
Does Samsung Pay work in foreign countries?
Samsung Pay can be used in any nation where your card or bank provider has authorized use of a specific card in that country. If your card or bank provider has enabled use of a specific card in the country you’re traveling to, you may pay with Samsung Pay there just as you would in your home country. You should be able to request that your bank allow you to use your card in the foreign nation that you want to visit if you have certain credit cards.
Does Samsung Pay need an internet connection?
You do not require an internet connection in order to make purchases in stores, as doing so would render the system mostly ineffective when compared to a physical card.
However, if you do not have access to the internet, you will be limited to a total of 10 transactions. In order to be able to add cards to Samsung Pay, you must also be connected to the internet at the time. The same is true when it comes to viewing your previous transaction history.
What else can Samsung Pay do?
Membership cards, bill payments, and PayPal are just a few of the capabilities available with Samsung Pay. However, the availability of these functions varies depending on your location. In the United States, for example, PayPal support is accessible, but Indian users may pay their utility bills (electricity, water, and so on) using Samsung Pay. Using Samsung Pay to make payments online on websites that accept the payment method is also a possibility. Make sure you’re using the most recent version of the Samsung Internet app or Google Chrome to avoid problems.
Any other tips?
Yes. While Samsung Pay might be highly convenient, you should always have your real cards or wallet near by as a backup in case Samsung Pay is not working properly. It is possible that Samsung Pay will not function at some businesses or with some machines; in this event, it is advised that you simply pay with a conventional credit or debit card rather than continuously attempting to use Samsung Pay and perhaps holding up people who may be waiting behind you. Your phone’s battery may also run out at the most inconvenient of times, which is just another reason to have your cards and wallet with you at all times.